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Guide

What Is USAePay?

Learn what USAePay is, how it connects to NMI, console features, migration timeline, and how to access your USAePay merchant account.

Updated June 2025

USAePay Overview

USAePay is a payment gateway acquired by NMI in 2021. It provides a merchant console for transaction processing, a Customer Database for recurring billing, and API tools for e-commerce. Following the acquisition, USAePay continues as a distinct product at usaepay.com. Some accounts have been migrated to NMI. See USAePay Login for access details.

Console Features

Virtual terminal, Customer Database (token storage), source key management, fraud filters, batch management, and transaction reporting. Full breakdown in USAePay Features.

USAePay vs NMI

AspectUSAePayNMI
Loginusaepay.comsecure.nmi.com
TargetDirect merchantsISOs, resellers
White-labelLimitedFull
TokensCustomer DatabaseCustomer Vault

Migration Status

NMI migrates USAePay accounts in phases since 2021. Migrated merchants get new NMI credentials. If unsure, try both portals or check email for migration notices. See NMI Login.

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