Virtual Terminal
Browser-based interface for card-not-present transactions. Supports sales, auths, captures, voids, refunds. No hardware needed. Accessible via NMI Login.
Customer Vault
PCI-compliant token storage. Replaces card numbers with tokens for recurring billing and card-on-file, reducing PCI scope.
Recurring Billing
Automated billing through Customer Vault with custom intervals. Failed charges logged with decline reasons.
Reporting
Settlement summaries, chargeback tracking, decline analysis. Filter by date, card brand, batch, user. Export CSV.
Fraud Prevention (iSpyFraud)
Real-time fraud detection: AVS, CVV, velocity limits, IP geolocation, BIN blocking, custom rules.
White-Label
Full rebranding for ISOs: custom domain, logo, colors, UI. See NMI Gateway.
Developer API
RESTful API, Collect.js tokenization, SDKs (PHP, .NET, Java, mobile), webhooks. See Integrations.
Level 2/3 Data
Enhanced fields for B2B/government transactions to qualify for lower interchange.